Life and Accidential Insurance


New! Online Life Insurance Beneficiary Management Tool

Active Employees


Effective January 1, 2009, Minnesota Life Insurance Company is the carrier for the State and School Employees' Life Insurance Plan. MVSU offers life and ADD insurance at 2 times the employees's annual salary from a minmum of $30,000.00 to a maximum of $100,000.00. The cost of the premium is shared equally (50/50) between MVSU and the employee.

For access to forms please click here.

Your Plan at a Glance (Active Employees)

Coverage Type Coverage Additional Information
Employee Group Term Life 200% of your basic annual earnings round to the next higher $1,000.00
  • Minimum coverage is $30,000.00
  • Maximum coverage is $100,000.00
  • Evidence of insurability is required if the coverage is elected outside of initial eligibility
  • Coverage increases due to changes in annual earnings are guaranteed to the plan maximum
Accidental Death & Dismemberment (AD&D) 200% of your basic annual earnings round to the next higher $1,000.00
  • AD&D coverage terminates at retirement
  • For more information about schedule of benefits, please review the Your Group Plan booklet
Retiree Group Term Life

Retired prior to July 1, 1999

  • $2,000, $4,000 or $10,000

Retired on or after July 1, 1999

  • $5,000, $10,000 or $20,000